Passion
Finding meaning in our daily endeavors.
Since its inception in 1995, UAG has defined excellence in property management, treating every investment with utmost care. Our growth is measured not just by the number of properties we manage but by the enhanced quality and value we deliver to our clients. We specialize in diverse sectors including traditional management to niche sectors like affordable housing, REO Receivership, and senior living, powered by a team of seasoned professionals leveraging the latest technology. UAG fosters both professional and personal growth, aiming to help each team member realize their potential. Our culture is built on core values of passion, attention, courage, humility, and impact, which guide our interactions and services. We are committed to exceeding client expectations through continuous improvement and a unified approach. Our motto, "Live United. Work United," reflects our commitment to a cohesive, positive work environment that promotes career growth while ensuring we deliver top-tier property management services efficiently and safely.
To stand as the most esteemed and reliable name in the property management sector by delivering top-tier services.
Dedicated to exceptional client service, we aim to surpass expectations, united in our approach. Our foundation is built on outstanding personnel committed to leadership, inspiring, and nurturing a cohesive property management family. Through unwavering trust, we not only meet but exceed expectations, fostering continued growth and opportunities for everyone.
Welcome to United Apartment Group, your premier destination for comprehensive property management services in San Antonio, Texas. As a 100% fee-managed property management leader, we are dedicated to enhancing the value and performance of your real estate assets. Our expertise spans across a diverse portfolio, including new construction properties, lease-ups, extensive renovations, and single-family homes. At United Apartment Group, we pride ourselves on our robust internal teams. Our accounting, marketing, training, and regional maintenance departments work synergistically to ensure optimal results and tenant satisfaction. Whether you’re looking for a partner to manage your affordable communities, senior living facilities, or conventional communities, our tailored services are designed to meet your specific needs. We are not just property managers; we are growth partners. We specialize in aiding lending institutions with the marketing, reconstruction, and sale of REO properties, providing critical support during transitions. Additionally, our full due diligence services include detailed property evaluations and new business analysis, ensuring you make informed decisions that align with your strategic goals. Partner with United Apartment Group today and experience a partnership that drives value, nurtures community, and delivers exceptional results. Let us help you expand your portfolio and achieve new heights in property management excellence.
Our reputation is built on exceeding the usual standards in securing your financial future, and we accept nothing less than the exceptional. The UAG team adopts a comprehensive approach to deliver peerless service, which includes generating higher rental income, fostering market competition, enhancing resident availability and demographic insights, achieving lower vacancy rates, providing full on-site property management, offering ongoing education and advanced staff training, overseeing property remodeling and thorough renovations with a commitment to excellence, maintaining a pristine physical environment, supplying expert on-site marketing, ensuring superior resident services to boost retention rates, producing weekly reports on occupancy, leasing, collections, expenditures, and performance, and focusing on long-term financial planning.
CEO and Managing Partner
Tim Settles, CPM® serves as the Chief Executive Officer and Managing Partner of UAG Ventures AC, L.P. d.b.a. United Apartment Group, based in San Antonio, Texas. With over 40 years of expertise in the multi-family property management industry, Tim is recognized as a prominent leader and the founder of United Apartment Group, which he established in 1995.
As the driving force behind United Apartment Group, Tim has been instrumental in evolving the company into San Antonio's premier fee management firm, now operating across eight states.
Tim's exceptional leadership has facilitated the growth of the team to over 600 management professionals and the management of over 30,000 units. His practical approach and dedication to cultivating lasting relationships with clients and employees have significantly contributed to the company's growth and resilience.
Throughout his notable career, Tim has spearheaded remarkable growth for UAG, increasing managed units by more than twenty-five-fold and elevating the portfolio's value to nearly $3 billionAUM. This substantial growth in occupancy rates and contract renewals underscores his outstanding leadership. Tim's steadfast commitment to upholding high standards of quality and security for investors, clients, and partners exemplifies his dedication to excellence.
President
Loyal Proffitt currently serves as the President of United Apartment Group (UAG), headquartered in San Antonio, Texas. With more than 35 years of extensive experience in the multifamily industry, Loyal brings a wealth of knowledge and a proven track record of success to the organization.
Throughout his career, Loyal has overseen diverse portfolios across the country, including new developments, affordable housing, and value-add communities. His leadership has consistently driven strong operational results and elevated performance across all asset types.
Loyal has held senior leadership positions at some of the largest and most respected property management companies in the nation. Known for his strategic mindset and ability to inspire high-performing teams, Loyal is passionate about cultivating talent, fostering a culture of excellence, and delivering exceptional outcomes for clients and investors alike.
In addition to his professional achievements, Loyal has served on the Board of Directors for several apartment associations, including the Greater Dallas, Houston, and San Antonio chapters, contributing his expertise to help shape the industry at large.
He holds a Bachelor of Business Administration in Accounting from Abilene Christian University.
Chief Operating Officer
Tracie Yoder serves as the Chief Operating Officer for United Apartment Group, based in San Antonio, Texas, and brings over 35 years of experience to the multifamily industry to UAG. She began her career on-site and through hard work, dedication, and a passion for the industry, she has been a successful leader of boutique-style management groups and several of the Top 10 Management Companies recognized by NMHC.
She has played an important role in several companies’ growth and has also held asset management roles as the liaison between ownership and management. She has a strong track record of leading diversified property types to include new developments, lease-ups, all classes of conventional assets and affordable housing. She has been heavily involved in property acquisitions, repositioning, refinancing, and dispositions of assets within her portfolio. Tracie brings a high level of expertise to the various facets of the multifamily industry.
Tracie is a strategic, forward-thinking leader with strong interpersonal and motivational skills focused on developing talent and executing strategic business plans. Tracie has a passion for servant leadership, operational excellence, and providing an extraordinary experience and environment for her teams, clients, residents, and supplier partners.
Executive Vice President
Lori Oden is the Executive Vice President at United Apartment Group, where she plays a pivotal role in leading the operations of the market rate and affordable portfolio. Lori's journey with United Apartment Group began in 2006, and her career trajectory from Staff Accountant to her current leadership position highlights her deep expertise in financial management and her commitment to operational excellence.
Lori holds a Bachelor of Business Administration degree in accounting from the University of Texas at Arlington. To further enhance her expertise, she earned the prestigious Certified Property Manager (CPM) designation from the Institute of Real Estate Management. This combination of academic credentials and professional certification underscores Lori's comprehensive understanding of both the financial and operational aspects of property management.
Lori is known for her client-centric approach, consistently prioritizing the needs and goals of her clients. Her hands-on ownership attitude, along with her innovative thinking and unwavering commitment, has driven the success of United Apartment Group and its clients. Lori’s leadership, loyalty, and dedication are key to the continued excellence of the organization.
Vice President
Vangie Loera brings over 30 years of experience in the Property Management Industry to United Apartment Group (UAG). Before joining UAG, Vangie was a principal at Core Group Management, Inc., where she served as Vice President and Chief Financial Officer. In this role, she supervised and managed investment transactions worth tens of millions of dollars on behalf of clients.
Vangie's responsibilities included implementing and managing an effective accounting structure, providing valuable financial information to investors, owners, and property managers.
Prior to her tenure at Core Group Management, Inc., Vangie spent 10 years as Director of Finance at Encore Capital Management. Her expertise in managing major financial transactions, including acquisitions and refinancing, along with her ability to collaborate with financial institutions, insurance companies, and title companies, has been instrumental in the successful management of clients' investments.
At UAG, Vangie handles all Corporate Accounting, ensuring that the financial operations are streamlined and efficient. She works directly with investors, providing day-to-day financial insights and maintaining a robust accounting framework that supports intelligent investment decisions.
Vangie holds a Bachelor of Business Administration (BBA) in Finance from Southwest Texas State University.
Regional Vice President
Tiffany Gilbert-Martinez is a seasoned professional with an illustrious 27-year career in the dynamic realm of property management.
Since joining United Apartment Group in 2001, she has excelled in various roles, accumulating a wealth of expertise and insights along the way.
Her tenure spans across multifamily asset supervision, leading as Director of Affordable Compliance, and driving initiatives as Director of Training. Tiffany is deeply passionate about empowering others within the industry, sharing the knowledge and skills she has cultivated throughout her career.
Whether navigating compliance complexities or optimizing asset performance, she is dedicated to fostering excellence and driving success.
As Regional Vice President, Tiffany oversees a diverse portfolio of over 6,000 units across Texas, Louisiana, and Tennessee, including conventional, new construction lease-ups, affordable housing, senior living, student housing, and value-add renovations.
Regional Vice President
Originally growing up in Southern Illinois, Martha K. has resided in middle TN for nearly 30 years.
Martha has over 30 years experience in property management with a progressive career path which has included both conventional and affordable communities. Martha’s career path and passion began initially working in housing designated for Senior Citizens and individuals with disabilities.
Through her career, she’s had the responsibility of overseeing portfolios in several states including TN, KY, FL, GA, NC, SC, MI, AL, AR, OH, MS and IL.
Martha enjoys establishing and implementing company policies and procedures, building successful teams and improving community operations with an emphasis on employee engagement.
Martha holds a Bachelor of Science Degree from Southern Illinois University. Professional Qualifications and Achievements include NAHP Fair Housing Coordinator, NCHM COS, NAHP Executive Level, NAHMA Best Practice Award - Turn Around of Troubled Property, HUD Best Practice Award and TaCCs certification.
Martha loves all animals and brings home many rescues to add to the group. She also enjoys living in the country and spending time with her family and friends.
Controller
With a vast experience in the accounting field working for a myriad of industries ranging from small companies to multi billion dollar conglomerates, Claudia has gained valuable experience working for global corporations including IBM, Royal Caribbean Cruise Lines, Black Knight Financial Services and Crowley Logistics.
In 2018, she transitioned into the property management industry, contributing her accounting expertise at companies such as Lynd and RPM Living while understanding the world of multifamily industry.
Claudia's leadership roles have given her the opportunity to not only grow an organization's accounting department but also provide strategic vision to bring efficiencies in all processes.
Today, as Controller at United Apartment Group, she is dedicated to driving operational efficiency across all managed assets and delivering an exceptional client experience, both internally and externally.
She enjoys traveling, cooking gourmet meals and is known to have a special place in her heart for interior design.
Claudia holds a Bachelor of Business Administration from The University of Texas at Austin.
Director of Transitions
Todd holds a BA in Humanities from the University of Texas at San Antonio, with a concentration in Classical Archaeology. Notably, he was the only undergraduate invited to participate in a Graduate studies program at the prestigious archaeological site, Poggio Civitate, in Italy.
Todd Girgus began his journey as the Director of Procurement and the primary administrator of the OpsTechnology platform.
Before joining UAG, Todd started his career in property management as a leasing agent for Balcor Property Management. Additionally, he successfully ran his own direct mail company for over 20 years, bringing a wealth of experience to his role at United Apartment Group.
Todd's dedication and diverse background have greatly contributed to the success and growth of UAG, making him a valuable asset to the team.
Todd Girgus has been an integral part of United Apartment Group since August 15, 2014, and is approaching his 10th anniversary with the company.
After a few years, he transitioned to the training department as the Regional Director of Training. Currently, Todd serves as the Director of Transitions, where he oversees the acquisition and disposition of assets.
Director of Capital Projects/Renovations
Bryan Klett brings over 40 years of experience in multifamily property management, facilities, and construction. His career began at an early age in his family’s multifamily business, giving him hands-on experience across luxury, affordable, conventional, and senior living communities.
Throughout his career, Bryan has advanced through every level of operations and construction, holding leadership roles including Director of Facilities, Director of Construction, Superintendent, and Renovations Project Manager. He has successfully managed new construction and large-scale renovation projects ranging from 200 to 1,500 units, with active budgets from $250,000 to $20 million
Bryan brings deep expertise in MEP systems, HVAC, OSHA safety standards, HUD compliance, Fair Housing regulations, and REAC/NSPIRE inspections, along with strong strengths in vendor management, budget control, and construction quality assurance.
Outside of work, Bryan enjoys spending time with his family and grandchildren, weekend rides on his Harley, and playing guitar.
Regional Maintenance Supervisor
Israel Flores is the Regional Maintenance Supervisor for United Apartment Group. His journey in the apartment industry began in 1987 when he started as a porter in Lubbock, Texas. Over the years, Israel progressed through various roles, including make-ready tech, assistant maintenance, and lead maintenance. He was even given the opportunity to serve as a property manager for a couple of years, during which he excelled and earned the prestigious Property of the Year award from his company in his first year.
Despite his success in property management, Israel's passion for maintenance work led him back to the maintenance department. His dedication and love for creating and repairing, which started in his childhood, guided his career path. After transferring from Lubbock to Dallas with his company, Israel found his way to United Apartment Group in April 2002 as a lead maintenance technician.
In 2004, Israel was promoted to Regional Maintenance Supervisor by Tim Settles. Since then, he has been a pivotal part of UAG's growth, witnessing and contributing to its expansion from 12 properties and one regional to its current size. Israel takes great pride in serving others, teaching, training, and guiding maintenance technicians to enhance their skills. He currently oversees all aspects of UAG Maintenance, including the RMCs, continuing his commitment to excellence in the field.
Regional Vice President
Trisha joined United Apartment Group in 2025 and brings more than three decades of experience in the multifamily housing industry, beginning her career in 1995 as a Leasing Consultant and progressing through every onsite role, including Assistant Manager, Property Manager, and then Regional leadership. This foundation provides her with a deep understanding of property operations and the day-to-day challenges faced by onsite teams.
In her role as Regional Vice President, Trisha oversees a portfolio of nearly 9,000 apartment homes across the Houston and Austin markets. She works closely with ownership groups and property teams to drive operational performance, strengthen asset value, and ensure consistent execution of property management standards across the portfolio. Her leadership focuses on operational discipline, team development, and delivering strong results for clients.
Trisha is known for her practical, hands-on leadership style and her ability to identify opportunities to improve property performance while maintaining a strong focus on the fundamentals of property management. She is particularly passionate about developing high-performing teams and creating communities that residents are proud to call home.
She holds the Accredited Residential Manager (ARM®), Tax Credit Specialist (TCS®), and Certified Occupancy Specialist (COS®) designations and is currently aCertified Property Manager (CPM®) Candidate through the Institute of Real Estate Management (IREM).
VP of Compliance
Thomas Clark is a seasoned compliance executive with a proven track record of leading regulatory strategy, risk management, and corporate governance initiatives across complex organizational landscapes. As Vice President of Compliance, Thomas brings over twenty-five years of experience in ensuring operational integrity, fostering ethical business practices, and aligning corporate conduct with evolving regulatory requirements.
Known for his strategic vision and collaborative leadership style, Thomas has successfully built and scaled compliance programs that not only meet legal requirements but also drive business value. His expertise spans regulatory compliance, data privacy, risk aversion, with a strong emphasis on proactive compliance culture and stakeholder engagement.
Thomas is a trusted advisor to executive leadership, offering insights that bridge regulatory demands with business objectives. He is passionate about mentoring emerging leaders in the compliance space and advocating for transparency, accountability, and continuous improvement.
Thomas holds the designations of Housing Credit Certified Professional (HCCP) and Certified Occupancy Specialist (COS).
Director of Client Services
Tyler McCoskey currently serves as Director of Client Services at United Apartment Group, where he supports new business initiatives, client relationships, and acquisition transitions across the firm’s growing portfolio. In this role, Tyler works closely with ownership groups and internal leadership to evaluate opportunities, coordinate due diligence efforts, and help position assets for successful onboarding and long-term performance under UAG management.
Prior to joining United Apartment Group, Tyler held roles focused on multifamily acquisitions, development, and transaction execution. Across these positions, he supported underwriting, sourcing, and closing processes for institutional and private multifamily investments totaling approximately $375 million and nearly 4,000 units. His experience spans investment analysis, market research, and coordination between ownership groups, legal teams, lenders, and property management partners throughout the transaction lifecycle.
Tyler earned a Bachelor of Science in Economics from the University of Florida with a minor in Business Administration.